Preneed funeral insurance, often called burial insurance, is a specialized form of permanent life insurance that focuses solely on covering your funeral expenses. This unique insurance option is facilitated through a funeral home, which becomes the designated beneficiary. Here's how it works:
You start by arranging a preplanning appointment with a dedicated funeral home consultant. During this meeting, you have the opportunity to meticulously design every aspect of your funeral service to align with your preferences and wishes.
So in essence, you choose how you want to be remembered. The funeral home consultant compiles all the chosen elements and calculates the associated costs. This total cost becomes the foundation for your Preneed Funeral Insurance Plan.
One significant advantage of Preneed Funeral Insurance is its ability to lock in the current cost of your funeral, shielding you from the impact of future inflation. When you pass away, the insurance funds are disbursed directly to the funeral home, covering the predetermined expenses of your funeral service. Importantly, this means that your family is relieved of the financial responsibility for your funeral, as the insurance takes care of all the associated costs.
Take the first step towards securing your peace of mind and ensuring your final wishes are honored by reaching out to us for a free consultation. Discover how the PreNeed Doula can guide you through the process and provide protection not only for your family, but also for your cherished pets.
*** Licensed in the states of Maryland, Ohio, South Carolina, Tennessee, Texas, and Virginia.